Lending USA Financing Options




Blues City Music Financing Options, get the gear you want now !  CLICK LINK BELOW.


We know money is tight these days and it’s hard to save for those special things you know you deserve, but at Blues City Music you can finance any product we sell from guitars, amplifiers, speaker cabinets, guitar cases, instrument/speaker cables, effects, etc., the sky is the limit. Besides that, you can use your smart phone, tablet, or computer to complete an application in a matter of seconds. Here’s how:


  1. Use any smart phone, tablet, or computer to fill out the same page application, which takes an average of 90 seconds.
  2. Credit approval is lightning fast with an average response of 7 minutes.
  3. Funds can be deposited into your account within 1-2 business days.
  4. No Collateral required, 100% unsecured financing.
  5. No credit score hit, soft pull only. **
  6. Pay early, no hit for early or pre-payment.
  7. BAM, now you are ready to get the musical gear of your dreams. It’s that easy.

** Residents of New York, Connecticut, Vermont, or Texas, your state requires a hard pull of your credit for approval.

Lending USA is NOT your typical finance company. With Lending USA you will get approvals with FICO scores as low as 620, yes, 620 in most cases, zero interest rate option, fixed rates, NO late fees, and your choice of 3 or 5 year terms. No one comes close to these terms, so what are you waiting for? Let’s do this.

Have questions? No problem. Once you apply, you will receive a phone call from a Lending USA personal Relationship Manager, who will verify your identity, then answer any questions you may have.

Like Blues City Music, Lending USA also has an “A+” Better Business Bureau rating.


  1. Lending USA will send your financing documents electronically.
  2. eSign them, send them back, and YOU ARE DONE. Simple as that.
  3. If you choose to change your financing amount, you can do that too.


  1. ALWAYS APPLY FOR MORE CREDIT THAN YOU NEED! You can easily reduce the amount prior to funding, but it's not so easy to ask for more.
  2. USE YOUR NAME EXACTLY AS IT IS ON YOUR GOVERNMENT ID. If you use a nickname, abbreviation, or alternate name, you can't get approved.
  3. USE YOUR GROSS INCOME AMOUNT! Don't use net pay or worry about insurance, deductions, etc. Use the total amount you get paid, and ignore your "take home pay".


Should I do anything after I apply for financing? No, you don't have to. You can wait for your money and then simply check out!

Can I return my amp or change my mind and get a refund? Your Financing Plan is NON-CANCELABLE. Blues City Music only sells the finest products money can buy, and your purchase might be a custom built option, so cancelling or asking for a refund with this financing program isn’t an option.

What if I have any questions? By all means, pick up the phone, give us a call, email, text, you name it; we are here to help you in any way we can.

How much can I finance? The amount that can be financed ranges from a minimum of $1,000 USD to $10,000 USD, depending upon your credit status. Remember, you can get financed with a FICO score as low as 620 in most cases.